Insurance built for pet groomers
General liability with optional animal bailee and pet floater, plus workers' comp, cyber, commercial auto, and property — for mobile, home-based, and salon groomers.
Available in every state except New York.
Coverage you can build around your shop
Pick the pieces that fit how you work. Choose what to explore on the quote form — coverage, terms, and availability vary by carrier, state, and individual risk.
General Liability
The foundation for most grooming businesses — addresses third-party bodily injury and property damage claims.
Animal Bailee / Pet Floater
An add-on for general liability, focused on pets in your care, custody, and control while you work.
Workers' Compensation
For groomers with employees or staff — helps with work-related injuries and the costs that follow.
Cyber Liability
Online booking, payment data, and customer records bring digital exposure worth considering.
Commercial Auto
For mobile grooming rigs and vehicles used in your business.
Property / Equipment
An option for tables, dryers, tubs, clippers, and the contents of your shop.
Built for every kind of groomer
However you groom, the application is shaped around your setup.
Mobile groomers
Van and rig-based grooming that comes to the client.
Home-based groomers
Grooming run out of a home or home studio.
Salon & retail groomers
Storefront grooming shops and salon suites.
Independent contractors
Booth renters and groomers working inside another salon.
The kinds of situations groomers think about
Illustrative examples only — not a promise of coverage. Whether any claim is covered depends on the policy, the facts, the carrier, and your state.
A nick during a trim
An animal moves suddenly during a trim and is injured. Professional liability and animal bailee coverage are designed for situations like this.
A pet slips away
A dog gets loose from the salon. Animal bailee coverage is built around pets in your care, custody, and control.
A visitor is hurt
A client slips in your shop and is injured. General liability is the coverage typically associated with third-party bodily injury.
Common questions
What insurance do pet groomers usually carry?
Many groomers start with general liability and add animal bailee / pet floater coverage for pets in their care. Depending on the business, workers' comp, commercial auto, cyber, and property coverage may also be relevant. The right mix depends on your operation, your state, and the carrier.
What is animal bailee or pet floater coverage?
It's coverage focused on injury to, or loss of, an animal that is in your care, custody, or control. General liability often excludes the animals you're working on, so groomers frequently look at this as an add-on.
Do mobile groomers need different coverage?
Mobile groomers often consider commercial auto for the rig in addition to liability and animal bailee. Coverage and availability vary by carrier and state.
Can I get coverage if I run a kennel or doggy daycare too?
Often yes. Extended services like boarding, daycare, and training change the risk picture, so the application asks about them. Tell us on the quote form and we'll factor it in.
Which states do you serve?
Quotes are available in every state except New York.
Ready to protect your grooming business?
Tell us about your shop and we'll help you line up the right coverage.
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