Types of Insurance for GroomersGroomers need general liability, professional liability, and other coverages
- Pet Groomer Professional Liability Insurance
Professional liability insurance is designed to protect you in the event that you are sued for failing to correctly render a service. Professional Liability are often excluded from general liability policies, so make sure that you see this coverage specifically listed.
General liability insurance is designed to protect you in the event of a claim for bodily injury or property damage to a third party. Other coverages may including claims from damage arising out of premises, products, operations, completed operations, and personal and advertising injury.
Be careful when comparing quotes to make sure that the general liability policy for which you are applying is not a “premises only” policy and that products and completed operations are not excluded, unless that is what you are seeking.
Animal Bailee Coverage – Animal Floater
Animal Bailee coverage is designed to protect you in the event that you are sued because an animal should sustain certain injuries or become sick while in your care custody and control.
Mobile Pet Groomer Equipment Coverage
This coverage is designed to insure equipment that is permanently attached to your grooming vehicle.
Groomer Business Personal Property Coverage
This coverage is designed to equipment used in the course of your business that is located at your place of business. If you travel, it is important to confirm that you have coverage for business personal property “off the premises.” We can generally offer this coverage to both mobile groomers and those who work from a grooming shop.
Disclaimer: Of course, each claim is subject to review and this website in no way suggests that coverage would be provided under a specific policy. Coverage definitions vary by policy and these are just general definitions. Contact us for more information regarding the different types of insurance.
NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.
This is only a partial list of available coverages, please request a quote online or call us to go over the options. Quotes and same day proof of insurance are available quickly and easily, thanks to the knowledgeable team at Stratum Insurance Agency LLC.