Plenty of groomers expand into boarding, doggy daycare, or training. Each adds value — and changes your insurance picture. Here's what to know.
- Capacity matters. How many pets you can take affects your risk profile. Expect an application to ask about it — our quote form has a pet-capacity slider for exactly this reason.
- Pets are in your care longer. Boarding and daycare mean animals are in your care, custody, and control for hours or overnight. Animal bailee / pet floater is the coverage groomers typically associate with this.
- More animals together, more interactions. Group play and boarding introduce dog-to-dog interactions that a grooming-only operation doesn't have. Disclose this so coverage reflects it.
- Staffing and supervision. More pets usually means more staff. If you have employees, workers' comp considerations come into play depending on your state.
- The premises change. Runs, play yards, fencing, and overnight space add property and safety considerations. Building owners may also weigh property coverage on the structure.
- Always disclose extended services. Under-disclosing boarding, daycare, or training is a common gap. Tell us up front so the coverage matches what you actually do.
Tell us what you offer
Our quote form asks whether you run a kennel or doggy daycare and how many pets you can take, plus whether you train animals. See related coverage on the coverage types page and read about adding more services.